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save money

40 ways to save money

Interest rates haven’t come down much. Home prices, cars, gas, food – all too high. That’s insane! Now add utilities, cell phones, internet, streaming services, food, gasoline, … According to Zip Recruter, “As of Dec 31, 2024, the average annual pay for an After Tax in the United States is $58,389 a year. Just in…

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storm clouds

7 Ways to Deal With Low Motivation

“When you are in the valley, keep your goal firmly in view and you will get the renewed energy to continue the climb.” Dennis Waitley   Motivation, quite simply, is what makes you want to get up in the morning and what keeps you going all day. It is your drive, your purpose, your desire or your inspiration.  Motivation…

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We all want to be heard

We must love one another

I read a great essay that I’m sharing with you today. We have become so divided over politics, abortion, religion… The disagreements have grown so much that its difficult to relate to others as human beings. In reality, we are more alike than we think. It doesn’t matter what country we’re from or what color…

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